{"id":232403,"date":"2026-06-30T17:49:45","date_gmt":"2026-06-30T17:49:45","guid":{"rendered":"http:\/\/wordpress.gurbuz.net\/?p=232403"},"modified":"2026-06-30T17:51:51","modified_gmt":"2026-06-30T17:51:51","slug":"232403","status":"publish","type":"post","link":"http:\/\/wordpress.gurbuz.net\/?p=232403","title":{"rendered":""},"content":{"rendered":"\n<p>\u00dcbersicht mit KI<br>Ara\u00e7 de\u011fer kayb\u0131 tazminat\u0131 (kazadan dolay\u0131 arac\u0131n piyasa de\u011ferinin d\u00fc\u015fmesi), T\u00fcrk hukukunda 23 Eyl\u00fcl 2010 tarihinden beri sigorta \u015firketleri taraf\u0131ndan yasal olarak kar\u015f\u0131lanmaktad\u0131r. &#8222;G\u00fcnl\u00fck hesap&#8220; ile kastetti\u011finiz, arac\u0131n serviste kald\u0131\u011f\u0131 s\u00fcre boyunca ara\u00e7s\u0131z kalmaktan do\u011fan ara\u00e7 mahrumiyet (kullan\u0131m yoksunlu\u011fu) bedeli ise T\u00fcrk Bor\u00e7lar Kanunu&#8217;na dayanan haks\u0131z fiil h\u00fck\u00fcmleri gere\u011fi \u00e7ok daha eskiye dayanmaktad\u0131r.<br>DergiPark<br>Detaylar \u015fu \u015fekildedir:<br>Ara\u00e7 De\u011fer Kayb\u0131 Tazminat\u0131<br>\u2022 Ne zamandan beri var: Yarg\u0131tay&#8217;\u0131n ge\u00e7mi\u015fteki bireysel kararlar\u0131na ek olarak, Hazine M\u00fcste\u015farl\u0131\u011f\u0131 Sigortac\u0131l\u0131k Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fc&#8217;n\u00fcn 23 Eyl\u00fcl 2010 tarihinde yay\u0131mlad\u0131\u011f\u0131 ve daha sonra Karayollar\u0131 Motorlu Ara\u00e7lar Zorunlu Mali Sorumluluk Sigortas\u0131 (Trafik Sigortas\u0131) Genel \u015eartlar\u0131&#8217;nda yap\u0131lan de\u011fi\u015fikliklerle standart bir hale getirilmi\u015ftir.<br>DergiPark<br>\u2022 \u015eartlar\u0131: Kusurun tamam\u0131n\u0131n sizde olmamas\u0131, hasar\u0131n daha \u00f6nce onar\u0131lmam\u0131\u015f orijinal par\u00e7alarda meydana gelmesi ve kaza tarihinden itibaren 2 y\u0131l i\u00e7inde talep edilmesi gerekmektedir.<br>merveursavas.av.tr +1<br>\u2022 Dayanak: Kusurlu taraf\u0131n trafik sigortas\u0131 \u00fczerinden \u00f6denir.<br>ENUYGUN Sigorta<br>G\u00fcnl\u00fck Ara\u00e7 Mahrumiyet (Kullan\u0131m Yoksunlu\u011fu) Bedeli<br>\u2022 Ne zamandan beri var: Bu tazminat t\u00fcr\u00fc T\u00fcrk Bor\u00e7lar Kanunu kapsam\u0131ndaki genel haks\u0131z fiil sorumlulu\u011funa dayan\u0131r (\u00f6rne\u011fin m\u00fclkiyet hakk\u0131n\u0131n ihlali). K\u00f6keni \u00e7ok eskilere dayanan ve Yarg\u0131tay i\u00e7tihatlar\u0131yla \u015fekillenen bir hakt\u0131r.<br>\u2022 \u015eartlar\u0131: Arac\u0131n tamirhanede yatt\u0131\u011f\u0131 &#8222;makul s\u00fcre&#8220; boyunca ara\u00e7s\u0131z kal\u0131nmas\u0131 ve bunun bir ticari kazan\u00e7 kayb\u0131 veya ikame ara\u00e7 kiralama gibi belgelerle kan\u0131tlanmas\u0131 gerekir.<br>Kadim Hukuk ve Dan\u0131\u015fmanl\u0131k<br>\u2022 Dayanak: Kusurlu taraf\u0131n sigortas\u0131ndan ya da do\u011frudan ara\u00e7 sahibinden talep edilebilir.<br>Kadim Hukuk ve Dan\u0131\u015fmanl\u0131k<br>E\u011fer konuyla ilgili somut bir durum ya\u015f\u0131yorsan\u0131z:<br>\u2022 Kazadaki kusur oran\u0131n\u0131z nedir?<br>\u2022 Arac\u0131n\u0131zda olu\u015fan hasar hangi par\u00e7alar\u0131 etkiledi?<br>\u0130lgili tazminatlar\u0131 almak i\u00e7in atman\u0131z gereken ad\u0131mlar\u0131 birlikte planlayabiliriz.<\/p>\n\n\n\n<p>\u00dcbersicht mit KI<br>Paran\u0131n vadesini bozmadan g\u00fcnl\u00fck olarak faiz kazanma esnekli\u011fi sunan bu hesaplar (gecelik\/g\u00fcnl\u00fck hesaplar) bankac\u0131l\u0131k sekt\u00f6r\u00fcnde ilk olarak 2000&#8217;lerin ortalar\u0131nda \u00e7\u0131kmaya ba\u015flad\u0131. T\u00fcrkiye&#8217;de bu \u00fcr\u00fcn\u00fcn yayg\u0131nla\u015fmas\u0131, \u00f6zellikle dijital bankac\u0131l\u0131\u011f\u0131n ve alternatif da\u011f\u0131t\u0131m kanallar\u0131n\u0131n h\u0131z kazand\u0131\u011f\u0131 2010 sonlar\u0131 ile 2020 ba\u015flar\u0131nda ger\u00e7ekle\u015fti.<br>\u00d6nc\u00fc \u00f6rneklerinden birini olu\u015fturan QNB Finansbank&#8217;\u0131n &#8222;Kazand\u0131ran G\u00fcnl\u00fck Hesap&#8220; gibi \u00fcr\u00fcnler veya Vak\u0131fBank &#8222;ARI Hesab\u0131&#8220; gibi modeller, sekt\u00f6rde bu konseptin temel ta\u015flar\u0131 oldu.<br>Bu sistemde, g\u00fcn sonunda vadesiz hesapta kalan belirli bir tutar \u00fczerindeki bakiyeniz otomatik olarak gecelik vadeli hesaba aktar\u0131l\u0131r. B\u00f6ylece hafta sonlar\u0131 da dahil olmak \u00fczere paran\u0131z her gece faiz getirisi sa\u011flar. Ana paran\u0131za g\u00fcnl\u00fck faiz i\u015fledi\u011fi i\u00e7in, vadenin dolmas\u0131n\u0131 beklemeden g\u00fcn i\u00e7inde diledi\u011finiz gibi para yat\u0131rabilir veya \u00e7ekebilirsiniz. Bu i\u015flemleri yaparken vadeli hesab\u0131n\u0131z bozulmaz ve faiz kaybetmezsiniz. [1, 2]<br>G\u00fcn\u00fcm\u00fczde neredeyse t\u00fcm b\u00fcy\u00fck bankalarda bu hesap t\u00fcrleri bulunmaktad\u0131r:<br>\u2022 \u0130\u015f Bankas\u0131: G\u00fcnl\u00fck Kazand\u0131ran Hesap<br>\u2022 QNB: Kazand\u0131ran G\u00fcnl\u00fck Hesap<br>\u2022 Enpara: G\u00fcnl\u00fck Vadeli Hesap<br>E\u011fer bir g\u00fcnl\u00fck\/gecelik hesap a\u00e7may\u0131 veya mevcut bankan\u0131zdaki birikim oranlar\u0131n\u0131 kar\u015f\u0131la\u015ft\u0131rmay\u0131 d\u00fc\u015f\u00fcn\u00fcyorsan\u0131z, hangi bankalar hakk\u0131nda bilgi almak istersiniz?<\/p>\n\n\n\n<p>\u00dcbersicht mit KI<br>1 milyar T\u00fcrk Liras\u0131, g\u00fcncel d\u00f6viz kuruyla yakla\u015f\u0131k (18.867.924) Euro yapmaktad\u0131r. [1]<br>Bu, 1 milyar TL&#8217;nin uluslararas\u0131 para piyasas\u0131ndaki veya Avrupa standartlar\u0131ndaki sat\u0131n alma g\u00fcc\u00fcn\u00fcn yakla\u015f\u0131k 18,8 milyon Euro de\u011ferine denk geldi\u011fini g\u00f6sterir. Bir ba\u015fka deyi\u015fle, 1 milyar liran\u0131z olsa ve bunu Euro&#8217;ya \u00e7evirseniz elinize 18,8 milyon Euro ge\u00e7mi\u015f olur. [1]<br>E\u011fer farkl\u0131 bir d\u00f6viz kuru (\u00f6rne\u011fin dolar) \u00fczerinden hesaplama veya ba\u015fka bir para birimi d\u00f6n\u00fc\u015f\u00fcm\u00fc yapmam\u0131 isterseniz, l\u00fctfen belirtin.<\/p>\n\n\n\n<p>S\u0131\u011f\u0131rlar\u2026<br>S\u0131\u011f\u0131r S\u00dcR\u00dcS\u00dc\u2026<br>Tayyip\u2019in G\u00d6T k\u0131llar\u0131, \u00d6zg\u00fcr \u00d6znelciler\u2026<br>KK\u2019c\u0131LAR\u2026<br>\u0130mamSIKI falan<\/p>\n\n\n\n<p>Bir \u015fey anlamad\u0131n\u0131z de\u011fil mi\u2026<br>SEVGILI vatanda\u015flar?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00dcbersicht mit KIAra\u00e7 de\u011fer kayb\u0131 tazminat\u0131 (kazadan dolay\u0131 arac\u0131n piyasa de\u011ferinin d\u00fc\u015fmesi), T\u00fcrk hukukunda 23 Eyl\u00fcl 2010 tarihinden beri sigorta \u015firketleri taraf\u0131ndan yasal olarak kar\u015f\u0131lanmaktad\u0131r. &#8222;G\u00fcnl\u00fck hesap&#8220; ile kastetti\u011finiz, arac\u0131n serviste kald\u0131\u011f\u0131 s\u00fcre boyunca ara\u00e7s\u0131z kalmaktan do\u011fan ara\u00e7 mahrumiyet (kullan\u0131m yoksunlu\u011fu) bedeli ise T\u00fcrk Bor\u00e7lar Kanunu&#8217;na dayanan haks\u0131z fiil h\u00fck\u00fcmleri gere\u011fi \u00e7ok daha eskiye dayanmaktad\u0131r.DergiParkDetaylar &hellip; <\/p>\n<p class=\"link-more\"><a href=\"http:\/\/wordpress.gurbuz.net\/?p=232403\" class=\"more-link\"><span class=\"screen-reader-text\">\u201e\u201c<\/span> weiterlesen<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=\/wp\/v2\/posts\/232403"}],"collection":[{"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=232403"}],"version-history":[{"count":2,"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=\/wp\/v2\/posts\/232403\/revisions"}],"predecessor-version":[{"id":232406,"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=\/wp\/v2\/posts\/232403\/revisions\/232406"}],"wp:attachment":[{"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=232403"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=232403"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=232403"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}