{"id":230960,"date":"2026-06-17T15:47:17","date_gmt":"2026-06-17T15:47:17","guid":{"rendered":"http:\/\/wordpress.gurbuz.net\/?p=230960"},"modified":"2026-06-17T17:01:39","modified_gmt":"2026-06-17T17:01:39","slug":"elin-suennetsizi-sikecegine-suennetlisi-siksin-degil-mi-tayyip","status":"publish","type":"post","link":"http:\/\/wordpress.gurbuz.net\/?p=230960","title":{"rendered":"Elin s\u00fcnnetsizi SIKECEGINE s\u00fcnnetlisi SIKSIN de\u011fil mi Tayyip?"},"content":{"rendered":"\n<p>\u00dcbersicht mit KI<\/p>\n\n\n\n<p>Enpara, <strong>Katar<\/strong> merkezli finans kurulu\u015fu <strong>QNB Group<\/strong>&#8218;un (Qatar National Bank) bir dijital bankac\u0131l\u0131k i\u015ftirakidir. [<a href=\"https:\/\/www.qnb.com.tr\/qnbyi-taniyin\/hakkimizda\">1<\/a>, <a href=\"https:\/\/www.enpara.com\/hakkimizda\">2<\/a>]<\/p>\n\n\n\n<p>Kurum hakk\u0131nda \u00f6nemli detaylar:<\/p>\n\n\n\n<ul><li><strong>Hizmet B\u00f6lgesi:<\/strong> Merkezi <strong>T\u00fcrkiye<\/strong>&#8218;de yer al\u0131r. T\u00fcrk finans sekt\u00f6r\u00fcnde faaliyet g\u00f6steren <strong>Enpara Bank A.\u015e.<\/strong> olarak resmi lisansl\u0131 bir mevduat bankas\u0131d\u0131r. [<a href=\"https:\/\/tr.wikipedia.org\/wiki\/Enpara.com\">1<\/a>, <a href=\"https:\/\/www.qnb.com.tr\/qnbyi-taniyin\/hakkimizda\">2<\/a>, <a href=\"https:\/\/www.enpara.com\/hakkimizda\">3<\/a>]<\/li><li><strong>\u00c7al\u0131\u015fma \u015eekli:<\/strong> Fiziksel \u015fubesi bulunmayan, t\u00fcm i\u015flemlerini dijital kanallar \u00fczerinden y\u00fcr\u00fcten ilk \u015fubesiz dijital bankalardan biridir. [<a href=\"https:\/\/www.instagram.com\/p\/CvjwKb5r3zK\/\">1<\/a>, <a href=\"https:\/\/www.qnb.com.tr\/qnbyi-taniyin\/hakkimizda\">2<\/a>, <a href=\"https:\/\/tr.wikipedia.org\/wiki\/Enpara.com\">3<\/a>]<\/li><li><strong>K\u00f6keni:<\/strong> 2012 y\u0131l\u0131nda T\u00fcrkiye&#8217;de QNB Finansbank b\u00fcnyesinde kurulmu\u015f, daha sonra BDDK&#8217;dan lisans alarak ayr\u0131 bir anonim \u015firket \u00e7at\u0131s\u0131 alt\u0131nda hizmet vermeye devam etmi\u015ftir. [<a href=\"https:\/\/www.instagram.com\/p\/CvjwKb5r3zK\/\">1<\/a>, <a href=\"https:\/\/tr.wikipedia.org\/wiki\/Enpara.com\">2<\/a>]<\/li><\/ul>\n\n\n\n<p>Enpara hizmetleri veya hesap detaylar\u0131 hakk\u0131nda merak etti\u011finiz ba\u015fka bir konu var m\u0131? Yard\u0131mc\u0131 olmaktan memnuniyet duyar\u0131m.<\/p>\n\n\n\n<p>\u00dcbersicht mit KI<\/p>\n\n\n\n<p>QNB, <strong>Katar<\/strong> merkezli bir bankad\u0131r. A\u00e7\u0131l\u0131m\u0131 &#8222;Qatar National Bank&#8220; olan kurum, T\u00fcrkiye&#8217;de faaliyet g\u00f6steren ve eski ad\u0131 QNB Finansbank olan bankan\u0131n da ana hissedar\u0131 ve \u00e7at\u0131 kurulu\u015fudur. [<a href=\"https:\/\/www.qnb.com.tr\/qnbyi-taniyin\/hakkimizda\">1<\/a>, <a href=\"https:\/\/tr.wikipedia.org\/wiki\/QNB_Grup\">2<\/a>, <a href=\"https:\/\/mediacat.com\/qnb-finansbank-artik-sadece-qnb\/\">3<\/a>]<\/p>\n\n\n\n<p>Daha fazla detay \u00f6\u011frenmek isterseniz:<\/p>\n\n\n\n<ul><li>Bankan\u0131n <strong>Katar<\/strong> d\u0131\u015f\u0131ndaki k\u00fcresel operasyonlar\u0131 veya <strong>T\u00fcrkiye<\/strong> yap\u0131lanmas\u0131 hakk\u0131nda bilgi verebilirim.<\/li><li>Ge\u00e7mi\u015fte kullan\u0131lan Finansbank markas\u0131n\u0131n d\u00f6n\u00fc\u015f\u00fcm s\u00fcrecine g\u00f6z atabiliriz.<\/li><\/ul>\n\n\n\n<p>Hangi konuda bilgi almak istersiniz?<\/p>\n\n\n\n<p>\u00dcbersicht mit KI<\/p>\n\n\n\n<p>Enpara ve QNB T\u00fcrkiye&#8217;nin g\u00fcncel ve resmi verilerine g\u00f6re; <strong>Enpara<\/strong> 2025 y\u0131l\u0131n\u0131 250 milyar TL aktif b\u00fcy\u00fckl\u00fck ve 5,7 milyar TL net k\u00e2rla, <strong>QNB T\u00fcrkiye<\/strong> ise 2026 ilk \u00e7eyre\u011fini 1,99 trilyon TL aktif b\u00fcy\u00fckl\u00fck ve 15,7 milyar TL net k\u00e2rla kapatm\u0131\u015ft\u0131r. Bankac\u0131l\u0131kta ciro do\u011frudan <strong>faiz ve komisyon gelirlerinin toplam\u0131<\/strong> (br\u00fct gelir) olarak ifade edilir ancak bankalar net k\u00e2rlar\u0131n\u0131 raporlarlar. Elde edilen net k\u00e2rlar\u0131n, yasal yedek ak\u00e7eler ayr\u0131ld\u0131ktan sonra da\u011f\u0131t\u0131lan temett\u00fc k\u0131s\u0131mlar\u0131 yabanc\u0131 ana orta\u011fa gider, geri kalan t\u00fcm ana para ve \u00f6z kaynaklar yerel bankan\u0131n bilan\u00e7osunda kal\u0131r. [<a href=\"https:\/\/www.qnb.com.tr\/qnbyi-taniyin\/yonetim-kurulu-baskani-mesaji\">1<\/a>, <a href=\"https:\/\/www.instagram.com\/p\/DUglAeZjFE3\/\">2<\/a>, <a href=\"https:\/\/tr.investing.com\/news\/economy-news\/enpara-bankn-2025-ylnda-toplam-aktif-buyuklugu-250-milyar-tlye-ulast-3792665\">3<\/a>]<\/p>\n\n\n\n<p><strong>Finansal Rakamlar ve Detaylar:<\/strong><\/p>\n\n\n\n<ul><li><strong>Enpara Bank A.\u015e.:<\/strong> QNB b\u00fcnyesinden ayr\u0131larak 2024 sonlar\u0131nda ba\u011f\u0131ms\u0131z bir mevduat bankas\u0131 haline gelmi\u015ftir. Resmi kaynaklara g\u00f6re bankan\u0131n 2025 y\u0131l\u0131ndaki net d\u00f6nem k\u00e2r\u0131 <strong>5,7 milyar TL<\/strong>, toplam \u00f6z kaynaklar\u0131 ise 18,9 milyar TL&#8217;dir. [<a href=\"https:\/\/www.enpara.com\/hakkimizda\">1<\/a>, <a href=\"https:\/\/gazeteoksijen.com\/ekonomi\/qnb-ve-enpara-ayriliyor-kartlar-bu-saatler-arasi-kullanilamayacak-252342\">2<\/a>, <a href=\"https:\/\/www.instagram.com\/p\/DUglAeZjFE3\/\">3<\/a>]<\/li><li><strong>QNB T\u00fcrkiye (QNB Bank A.\u015e.):<\/strong> 2026 ilk \u00e7eyrek verilerine g\u00f6re bankan\u0131n aktifleri <strong>1,99 trilyon TL<\/strong>&#8218;ye ula\u015fm\u0131\u015f olup, ilk \u00fc\u00e7 ayl\u0131k net k\u00e2r\u0131 <strong>15,7 milyar TL<\/strong> olarak ger\u00e7ekle\u015fmi\u015ftir. [<a href=\"https:\/\/www.qnb.com.tr\/qnbyi-taniyin\/yonetim-kurulu-baskani-mesaji\">1<\/a>]<\/li><li><strong>Y\u00fczdelik Da\u011f\u0131l\u0131m:<\/strong> Enpara ve QNB T\u00fcrkiye, Katar merkezli QNB Group i\u015ftirakleridir. Bu kurulu\u015flar\u0131n T\u00fcrkiye&#8217;de yaratt\u0131\u011f\u0131 ekonomik b\u00fcy\u00fckl\u00fc\u011f\u00fcn, kredilerin ve mevduat\u0131n neredeyse <strong>%100&#8217;\u00fc (yasal zorunluluklar ve likidite gereksinimleri nedeniyle)<\/strong> T\u00fcrkiye&#8217;deki finansal sistem ve kanunlar gere\u011fi T\u00fcrkiye&#8217;de kalmaktad\u0131r. Yurt d\u0131\u015f\u0131na transfer edilen tek kalem, genel kurullarda al\u0131nan k\u00e2r pay\u0131 da\u011f\u0131t\u0131m kararlar\u0131 sonucu net k\u00e2rdan yabanc\u0131 ana ortakl\u0131\u011fa (QNB Katar) aktar\u0131lan temett\u00fclerdir. [<a href=\"https:\/\/www.matriksdata.com\/website\/matriks-haberler\/sirket\/6035589-enpara-bank-in-toplam-aktif-buyuklugu-220-milyar-tl-oldu\">1<\/a>, <a href=\"https:\/\/www.enpara.com\/hakkimizda\">2<\/a>]<\/li><\/ul>\n\n\n\n<p>Detayl\u0131 raporlara ula\u015fmak i\u00e7in a\u015fa\u011f\u0131daki resmi kanallar\u0131 inceleyebilirsiniz:<\/p>\n\n\n\n<ul><li><strong>Enpara:<\/strong> T\u00fcm <a href=\"https:\/\/www.enpara.com\/hakkimizda\/finansal-raporlar\" target=\"_blank\" rel=\"noreferrer noopener\">Enpara Finansal Raporlar<\/a> sayfas\u0131ndan solo finansal tablolar\u0131 indirebilirsiniz.<\/li><li><strong>QNB T\u00fcrkiye:<\/strong> Resmi <a href=\"https:\/\/www.qnb.com.tr\/qnbyi-taniyin\/hakkimizda\" target=\"_blank\" rel=\"noreferrer noopener\">QNB Kurumsal Hakk\u0131m\u0131zda<\/a> sayfas\u0131nda QNB&#8217;nin T\u00fcrkiye&#8217;deki b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fc ve ge\u00e7mi\u015f finansal sonu\u00e7lar\u0131n\u0131 g\u00f6r\u00fcnt\u00fcleyebilirsiniz. [<a href=\"https:\/\/www.enpara.com\/hakkimizda\/finansal-raporlar\">1<\/a>, <a href=\"https:\/\/www.qnb.com.tr\/qnbyi-taniyin\/hakkimizda\">2<\/a>]<\/li><\/ul>\n\n\n\n<p>Daha spesifik bir bilan\u00e7o kalemi (net faiz gelirleri, br\u00fct has\u0131lat vb.) \u00fczerinden mi analiz yapmam\u0131 istersiniz, yoksa farkl\u0131 bir k\u0131yaslama beklentiniz bulunuyor mu?<\/p>\n\n\n\n<p>\u00dcbersicht mit KI<\/p>\n\n\n\n<p>Evet, tam olarak odakland\u0131\u011f\u0131n\u0131z nokta bu. T\u00fcrkiye&#8217;de faaliyet g\u00f6steren yabanc\u0131 ortakl\u0131 \u015firketlerin da\u011f\u0131tt\u0131\u011f\u0131 k\u00e2r paylar\u0131n\u0131n \u015firket d\u0131\u015f\u0131na \u00e7\u0131kan o k\u0131sm\u0131, do\u011frudan yabanc\u0131 ana \u015firketin kasas\u0131na gider. Ancak bu para yurt d\u0131\u015f\u0131na \u00e7\u0131karken <strong>vergilendirme a\u00e7\u0131s\u0131ndan<\/strong> baz\u0131 s\u00fcre\u00e7lerden ge\u00e7er: <a href=\"https:\/\/dengeakademi.com\/Files\/Article\/Guray2006YabanciOr.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">YABANCI ORTA\u011eA K\u00e2R DA\u011eITIMI<\/a><\/p>\n\n\n\n<p>\u0130\u015fleyi\u015fin detaylar\u0131 \u015fu \u015fekildedir:<\/p>\n\n\n\n<ul><li><strong>Kurumlar Vergisi:<\/strong> \u015eirket \u00f6nce elde etti\u011fi k\u00e2r \u00fczerinden T\u00fcrkiye&#8217;de Kurumlar Vergisi \u00f6der YABANCI ORTA\u011eA K\u00e2R DA\u011eITIMI.<\/li><li><strong>Stopaj (Vergi Kesintisi):<\/strong> Kalan k\u00e2r yabanc\u0131 ana orta\u011fa transfer edilirken k\u00e2r da\u011f\u0131t\u0131m stopaj\u0131 kesintisi yap\u0131l\u0131r YABANCI ORTA\u011eA K\u00e2R DA\u011eITIMI. Bu stopaj oran\u0131 normalde %15 olarak uygulanmaktad\u0131r <a href=\"https:\/\/www.ey.com\/tr_tr\/insights\/tax\/menkul-kiymetlerin-vergisi\" target=\"_blank\" rel=\"noreferrer noopener\">Menkul k\u0131ymetlerin vergisi | EY &#8211; T\u00fcrkiye<\/a>.<\/li><li><strong>\u00c7ifte Vergilendirmeyi \u00d6nleme Anla\u015fmalar\u0131 (\u00c7V\u00d6A):<\/strong> Ana \u015firketin bulundu\u011fu \u00fclke ile T\u00fcrkiye aras\u0131nda imzalanan anla\u015fmalar varsa, bu stopaj oran\u0131 genellikle <strong>%5 ile %15 aras\u0131nda<\/strong> daha d\u00fc\u015f\u00fck bir seviyeye indirilebilir <a href=\"https:\/\/www.muhasebetr.com\/yazarlarimiz\/menderescetin\/011\/\" target=\"_blank\" rel=\"noreferrer noopener\">Almanya&#8217;daki Orta\u011fa Kar Da\u011f\u0131t\u0131m\u0131nda Stopaj Uygulamas\u0131<\/a>.<\/li><\/ul>\n\n\n\n<p>S\u00fcre\u00e7, \u015firketlerin k\u00e2r da\u011f\u0131t\u0131m tablosundaki yedek ak\u00e7eler ayr\u0131ld\u0131ktan sonra birinci ve ikinci temett\u00fclerin hesaplanmas\u0131yla ba\u015flar YABANCI ORTA\u011eA K\u00e2R DA\u011eITIMI.<\/p>\n\n\n\n<p>&gt;&gt;&gt;DIKKAT DIKKAT burasi \u00d6NEMLI &lt;&lt;&lt;<\/p>\n\n\n\n<p>E\u011fer bahsi ge\u00e7en \u015firketin <strong>sekt\u00f6r\u00fcn\u00fc<\/strong>, <strong>\u00fclkesini<\/strong> veya <strong>\u00f6demeler dengesindeki d\u00f6viz \u00e7\u0131k\u0131\u015f\u0131<\/strong> konusunu netle\u015ftirebilirseniz, bu da\u011f\u0131t\u0131m\u0131n etkilerini daha detayl\u0131 inceleyebiliriz. Bilgi vermek ister misiniz?<\/p>\n\n\n\n<p>*<\/p>\n\n\n\n<p>Aman sende,<br>AMerikali, \u0130ngiliz &#8211; Alman veya Frans\u0131z SIKECEGINE\u2026<br>Ya a\u00e7 bacaklar\u0131 veya domal \u00f6n\u00fcnde\u2026<br>Arabi\u2019n<\/p>\n\n\n\n<p>Neticede kim sikerse SIKSIN zevk alin bari<br>\ud83d\ude09<\/p>\n\n\n\n<p>offf \u00f6nder YAT geber<\/p>\n\n\n\n<p><strong>SAHI\u2026<\/strong><\/p>\n\n\n\n<p><strong>BAHANE \u00e7ocuklar VPN yediniz yiyece\u011finiz kadar\u2026<\/strong><\/p>\n\n\n\n<p><strong>Bir fazla ac\u0131tmaz art\u0131k, nSOSYAL falan<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img src=\"http:\/\/gurbuz.net\/Yeni\/Screenshot 2026-06-17 175400.png\" alt=\"\"\/><\/figure>\n\n\n\n<p>Al i\u015fte\u2026<br>KENDI iste\u011fi ile SIKILENE kim hay\u0131r der?<br>Sik gitsin,<br>Aynen b\u00f6yle diyor \u201c\u0130spanyollarda \u0130lk ma\u00e7\u0131 kaybetti\u201d FALAN<br>Atalar DER ummad\u0131k ta\u015f ba\u015f yarar<\/p>\n\n\n\n<p>Paraguay da KAYBETTI kolay LOKMA sanma<\/p>\n\n\n\n<p><strong>Ha ora ha bura BU KAFYLA ZOR<\/strong>, positif enerjimis SIKTIR LAN sen \u00f6nce kafana SAC ektir, ALLAH cenesine vermis<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img src=\"http:\/\/gurbuz.net\/Yeni\/Screenshot 2026-06-17 180412.png\" alt=\"\"\/><\/figure>\n\n\n\n<p>HADI LAN,<\/p>\n\n\n\n<p>Gebermi\u015fin ard\u0131ndan\u2026<\/p>\n\n\n\n<p>Pis pis konu\u015fturacaks\u0131n. G\u00d6T k\u0131l\u0131 milliyet\u00e7ileri sizi<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/pbs.twimg.com\/media\/F-rprcaXsAA_hS9.jpg\" alt=\"\"\/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u00dcbersicht mit KI Enpara, Katar merkezli finans kurulu\u015fu QNB Group&#8218;un (Qatar National Bank) bir dijital bankac\u0131l\u0131k i\u015ftirakidir. [1, 2] Kurum hakk\u0131nda \u00f6nemli detaylar: Hizmet B\u00f6lgesi: Merkezi T\u00fcrkiye&#8218;de yer al\u0131r. T\u00fcrk finans sekt\u00f6r\u00fcnde faaliyet g\u00f6steren Enpara Bank A.\u015e. olarak resmi lisansl\u0131 bir mevduat bankas\u0131d\u0131r. [1, 2, 3] \u00c7al\u0131\u015fma \u015eekli: Fiziksel \u015fubesi bulunmayan, t\u00fcm i\u015flemlerini dijital kanallar &hellip; <\/p>\n<p class=\"link-more\"><a href=\"http:\/\/wordpress.gurbuz.net\/?p=230960\" class=\"more-link\"><span class=\"screen-reader-text\">\u201eElin s\u00fcnnetsizi SIKECEGINE s\u00fcnnetlisi SIKSIN de\u011fil mi Tayyip?\u201c<\/span> weiterlesen<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=\/wp\/v2\/posts\/230960"}],"collection":[{"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=230960"}],"version-history":[{"count":11,"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=\/wp\/v2\/posts\/230960\/revisions"}],"predecessor-version":[{"id":230974,"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=\/wp\/v2\/posts\/230960\/revisions\/230974"}],"wp:attachment":[{"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=230960"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=230960"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/wordpress.gurbuz.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=230960"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}